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REMINDER:
ALL FLYERS ARE INCLUDED IN THE WEEKLY BROKER FAX!

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November is Designation
Awareness Month!
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CPM
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CRB
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CRS
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CRE
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GAA
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Certified
Property Manager
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Certified
Real Estate Brokerage Manager
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Certified
Residential Specialist
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Counselor of
Real Estate
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General
Accredited Appraiser
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Attention New Members
Just a reminder that there will be a New Member Orientation held
on Thursday, November 16, at the Occasionally Yours Catering Hall. If you
have not yet responded, please return your registration forms to the CAR
office by Friday, November 10. If you never received a letter, please
call us at 410-641-4409. There will also be an Ethics class held in conjunction
with orientation that is open to both members and non-members. Space is
limited, so please call the association office for registration.
 
Holiday Help
This is your year to make the holidays happier for our friends
Terry Testani will be collecting your filled stockings for the
Children's House by the Sea (example: books, videos, small toys,
stuffed animals) and monetary donations to help purchase Thanksgiving
dinners for our neighbors. Please leave your donations at the front desk
of your office on Wednesday, November 15, and have your receptionist call
Terry at 410-208-9200 and she will pick them up. Remember, no donation is
too small, and all are deeply appreciated.


Tis the Season...
To renew your CAR membership for 2007! Renewal invoices have been
mailed to all members. Payment is due no later than December 31.

Early Estate-Planning Important for Second-home
Owners
Sometimes keeping a second-home in the family is
more trouble than it's worth. To avoid a messy transfer of property,
families should discuss ownership of second or vacation homes with their
children or next generation. Read more>>>

Fractional
Ownership Latest Trend in Vacation Home Market
Sales of fractional ownership were up in 2005, with a 25%
increase for a total of two billion dollars. Read
more>>>

Many Homeowners
With Adjustable-Rate Mortgages Hope to Refinance Loans
According to a new survey, 80 percent of homeowners with adjustable-rate
mortgages were concerned about interest rate increases. Read
more>>>
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